Tawakal Group

Money transfer

Tawakal Express

Safe and smooth money transfer.

2003

Founded

14

Countries

24/7

Customer support

Leadership

Message from the Chief Executive Officer

Zakarie Hashi

Zakarie Hashi

Chief Executive Officer

At Tawakal Express, remittance is our foundation—but technology is how we scale impact. In 2025, we accelerated our transformation into a digital-first financial platform, fundamentally re-engineering how money moves across borders with a relentless focus on speed, security, and customer experience.

Through significant investment in modern infrastructure, mobile wallets, and banking integrations, we built scalable systems designed not only to serve today's customers, but to support millions more tomorrow.

Beyond commercial growth, we strengthened our role in humanitarian and NGO-led remittances, enabling faster and more transparent delivery of critical financial support where it matters most. This demonstrates that when financial infrastructure is built responsibly, it becomes a powerful force for stability, inclusion, and economic participation.

Operating across complex and highly regulated markets, we elevated our standards for compliance, resilience, and transparency — ensuring that trust remains embedded in everything we build. These capabilities position Tawakal Express to operate at global benchmarks while staying deeply connected to the communities we serve.

None of this progress would be possible without the dedication of our employees, the confidence of our customers, and the strength of our partners.

As we enter 2026, our focus is clear: scale our digital platforms, deepen strategic partnerships, and expand sustainably across Africa, the Middle East, Asia, and beyond. Our ambition is to become a leading cross-border digital financial partner for emerging markets — trusted, technology-driven, and built for the future.

About Tawakal Express

Founded in 2003 and headquartered in Garowe, Somalia, Tawakal Express is a global money transfer and digital financial services company committed to providing secure, fast, and affordable cross-border payment solutions.

The company operates directly in 14 countries across Africa, Europe, North America, the Middle East, and Oceania, supported by a partner network spanning many additional destinations worldwide.

Tawakal Express delivers a comprehensive suite of services, including international remittances, mobile wallet transfers, bank deposits, cash pickup, business payments, and humanitarian money transfers. The company is fully licensed across all operating jurisdictions, with U.S. operations conducted through Banana Pay LLC.

What drives us

Strategic direction

Purpose

To move money across borders securely, affordably, and at scale — connecting people and communities worldwide.

Vision

To be the most trusted and innovative global remittance service, connecting people and communities worldwide.

Mission

To deliver secure, fast, and affordable financial solutions that empower individuals, businesses, and organizations to move money across borders with confidence.

Core values

  • Security and compliance
  • Speed and efficiency
  • Community focus
  • Global perspective
  • Customer-centric approach

People and culture

The company expanded its skilled workforce by recruiting young, educated, and highly specialized professionals, supporting innovation and operational excellence.

Continuous training in compliance, technology, and customer service strengthened internal capabilities and reinforced a culture rooted in integrity, collaboration, and performance.

Corporate social responsibility

Corporate social responsibility remains central to Tawakal Express's mission. Through its Humanitarian Money Transfer services, the company partnered with NGOs and community organizations to facilitate efficient and transparent aid distribution, supporting education, emergency relief, and community development initiatives.

Staff spotlight

Meet some of the professionals driving Tawakal Express forward in 2025.

Hassan Mohamed Adan — Finance Manager

Joined Tawakal Express in 2025 as Finance Manager for operations in Kenya. Responsible for financial planning, budgeting, reporting, and regulatory compliance — supporting disciplined financial management and informed decision-making for sustainable, transparent operations.

Abdijabaar Ali — Internal Audit Manager

Engaged in 2025 as Internal Auditor, reviewing internal processes, assessing the effectiveness of internal controls, and promoting compliance with internal policies and regulatory requirements — strengthening operational integrity and continuous improvement.

Abdiaziz Adan Abdullahi — Digital Growth Manager

Appointed in 2025 to drive digital growth initiatives, enhance brand visibility, and improve customer engagement through data-driven strategies — supporting innovation, service accessibility, and customer-centered digital transformation.