Terms of Use

By using this website, you agree to these Terms of Use. These terms govern the Tawakal Group corporate website only. Separate agreements and terms apply when you use products or services provided by Tawakal Express, SomBank, or another group company.

Website content is provided for general corporate and informational purposes. It is not financial, investment, legal, tax, or other professional advice, and does not constitute an offer, guarantee, or commitment to provide a financial product or service. Product availability, eligibility, fees, exchange rates, and terms must be confirmed with the relevant group company.

Displayed exchange rates are market-reference information and may be delayed. They are not a transaction quote. The applicable customer rate, fees, and payout amount are those confirmed by Tawakal Express or the relevant service at the time of a transaction.

You may use this website for lawful purposes. You must not:

• Attempt to gain unauthorized access to accounts, systems, or data.
• Disrupt, overload, probe, or circumvent the website’s security controls.
• Submit false, unlawful, harmful, or infringing content.
• Use automated means to extract content in a way that harms the website or others.
• Misrepresent your relationship with Tawakal Group or its companies.

The website’s content, design, text, imagery, trademarks, and logos belong to Tawakal Group, its companies, licensors, or identified partners. You may view and print reasonable excerpts for personal, non-commercial use, but may not reproduce, modify, publish, or commercially use them without permission from the relevant rights holder.

We link to subsidiary websites, official portals, app stores, partner websites, and other third-party services for convenience. Those services are operated under their own terms and policies. A link does not make Tawakal Group responsible for the availability, security, or content of an external service.

We work to keep website information accurate and available, but content may contain errors or become outdated and access may be interrupted. To the extent permitted by applicable law, Tawakal Group disclaims implied warranties relating to this website and is not liable for indirect or consequential loss arising solely from use of, or inability to use, the corporate website. Nothing in these terms excludes liability that cannot legally be excluded.

We may update the website and these terms. Continued use after an update means the revised terms apply. These terms are governed by the laws applicable in the Federal Republic of Somalia, without limiting mandatory rights that may apply where you live.

Questions about these terms can be sent to customercare@tawakal.net or through our contact page.